A Chartered Accountant, Andy has a held a variety of senior finance and operational roles in financial services, manufacturing and publishing having qualified with KPMG in London. Andy was appointed as Head of Finance, Adviser and Workplace with Standard Life in early 2014 with responsibility for all of Standard Life’s UK businesses and operations. Previously, Andy held a variety of strategic and operational financial and commercial senior leadership roles with the Royal Bank of Scotland in the UK and India. Andy has led significant change programmes in in the UK, Europe and Asia which have enabled him to work across a number of different cultures and disciplines. Andy brings expertise in setting and executing financial and commercial strategy, rigorous risk management and operational excellence with a continuous improvement philosophy and is a Lean Sigma Black Belt. Andy lives in East Lothian, is married to Karen, an artist, and they have two children. Andy joined the board of Arts & Business Scotland in October 2014 and is looking forward to helping the team to take the organisation forward in order to achieve its ambitious goals.